Terms & Conditions

Last updated: January 2025

Agreement to Terms

By accessing and using the JJ BELLA INC website (jjbella.com) and our services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our website or services.

These terms apply to all visitors, users, and others who access or use our website and services.

Services Description

JJ BELLA INC is a direct business lender providing financial services including working capital loans, revenue-based financing, business funding, and equipment financing. All funding products are subject to credit approval and underwriting standards.

The information provided on this website is for general informational purposes and does not constitute an offer to lend or a commitment to provide funding. Specific terms, rates, and conditions are determined during the application and underwriting process.

Application & Funding Process

By submitting a funding application through our website or directly to our team, you represent that:

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of JJ BELLA INC or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this website without our express written permission.

SMS Terms & Conditions

By opting in to SMS communications from JJ BELLA INC, you agree to the following terms:

You consent to receive recurring marketing and promotional SMS/MMS messages from JJ BELLA INC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).

Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply. Your carrier's standard messaging rates may apply depending on your plan.

Opt-Out: You may opt out at any time by replying STOP to any message you receive from us. Upon receiving your STOP request, we will confirm your unsubscription with a final message.

Help: For assistance, reply HELP to any message or contact us at ernest@jjbella.com.

Consent is NOT a condition of purchase. You are not required to opt in to SMS communications to use our services, apply for funding, or make any purchase.

Limitation of Liability

To the fullest extent permitted by law, JJ BELLA INC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services. Our total liability to you for any claim arising from these terms or your use of our services shall not exceed the amount you paid to us in the twelve months preceding the claim.

Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to its conflict of law provisions. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts in Westmoreland County, Pennsylvania.

Changes to Terms

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Changes become effective immediately upon posting to this page. Your continued use of our website and services after any changes constitutes your acceptance of the revised terms.

Contact Us

If you have questions about these Terms and Conditions, please contact us:

JJ BELLA INC
9371 State Route 30, Irwin, PA 15642
Email: ernest@jjbella.com